Families Building a Lasting Legacy
You’ve reached a stage where wealth isn’t just about accumulation — it’s about meaning. As the financial steward of your family, you want a discreet, trusted advisor to help protect what you’ve built and transfer it with intention. You’re thinking about the people and causes that matter most, and you want a plan that reflects your values, minimizes complexity, and provides clarity for the next generation.
Life Moments That Spark the Conversation
- Experiencing a major life transition such as marriage, divorce, or the loss of a spouse
- Realizing that estate taxes could significantly impact what your heirs receive
- Preparing for the sale or transfer of a business
Financial Challenges on the Path to Your Legacy
When you’re focused on protecting what you’ve built and transferring wealth to the people and causes you care about, the questions become more personal. It’s not just about investments anymore; it’s about clarity, family dynamics, taxes, and whether things will be handled the way you intend. You wonder if you’ve done enough, documented enough, or prepared their loved ones well enough.
Making sure investment accounts transfer correctly.
Have you reviewed your beneficiary designations lately? Does that match up with your intentions? Your titling and account structures may not reflect your current wealth-transfer intentions.
Reducing the tax impact on heirs and gifts.
You may worry about how income taxes, estate taxes, or capital gains could erode what you pass down. Working alongside your trusted tax and legal professionals, we help coordinate strategies designed to preserve more of what you've built for the people and causes you care about.
Coordinating multiple professionals and complex finances feels overwhelming.
You may be juggling input from an attorney, CPA, investment custodian, and business interests and want a single, trusted advisor to help bring it all together.
Services Designed to Support Protecting and Transferring Wealth
Growing your net worth isn’t just about earning more; it’s about making intentional decisions with what you earn. We connect your financial plan, investments, benefits, and tax strategy so your money works cohesively toward the future you want for yourself and your family.
Financial Planning
- Coordinating beneficiaries and account titling with legacy goals
- Leading multigenerational family planning conversations
- Coordinating strategies with your attorney and CPA
Wealth Management
- Aligning portfolios with multigenerational wealth goals
- Managing concentrated or illiquid assets as part of your legacy
- Managing risk to help preserve what you’ve built
Why Partner with ProVise? Coordinate the Protection and Transfer of Your Wealth.
When you’re thinking about protecting your wealth and passing it on, the stakes are personal and often complex. Many clients see themselves as stewards for their families and want a confidential, concierge-style advisory relationship. We bring a multigenerational perspective to every engagement, helping you think not just about what you transfer, but how it shapes the lives of the people who receive it.
At ProVise, our goal is to simplify complexity so you can plan your legacy with clarity and confidence.
Fiduciary advisors
As fiduciaries, we are legally and ethically obligated to put your interests first. Every recommendation, from investment strategy to gifting and beneficiary guidance, is designed to support your goals and the legacy you want to leave.
CFP® Professionals
The CFP® designation is the recognized standard of excellence in financial planning, earned through rigorous examination, professional experience, and a commitment to ethical practice. Our CERTIFIED FINANCIAL PLANNER® professionals look at the whole picture: investments, cash flow, taxes, risk management, philanthropy, and multigenerational planning. This perspective helps us develop a wealth-transfer strategy that supports both your life today and future generations.
More than just a plan
We don’t simply create a plan and leave you to implement it on your own. We help you put strategies into action, monitor your progress, and adjust as life evolves, from business transitions to new grandchildren to changes in tax law, so your plan continues to reflect your wishes over time.
A Thoughtful Legacy Begins with a Conversation
Case Study: Multi-Generational Legacy Planning
Meet the Davidsons
Mark and Elaine Davidson are in their late 60s and have built significant wealth over decades of business ownership and disciplined saving. They have three adult children and five grandchildren who are increasingly a focus of their planning. The Davidsons are active in their community and support several charitable organizations that align with their family values.
While they feel comfortable with the amount they have accumulated, they are now thinking beyond their own retirement. Their primary concern is how to protect what they’ve built and transfer it thoughtfully— in a way that reflects their wishes, minimizes taxes, and supports both family members and charitable causes that matter to them.
Top Wealth Management Needs
Mark and Elaine wanted guidance on how to talk with their family about inheritance, responsibilities, and expectations. At the same time, they wanted to know that their own retirement income and health-care needs would be fully covered before making large gifts.
They also wanted help answering questions such as:
- How much can we comfortably give during our lifetime?
- How do we provide for our children without creating dependency?
- Are our accounts titled correctly, and will they transfer as intended?
How ProVise Helped
In our first meetings, we focused on understanding the Davidsons’ values and the legacy they wanted to leave. From there, we:
- Reviewed all existing accounts, trusts, and beneficiary designations
- Created a lifetime gifting strategy that balanced empowering vs. enabling heirs
- Modeled retirement cash-flow projections so their lifestyle needs were protected
The Result
We implemented a coordinated financial plan that addressed estate strategy, tax planning, investment management, and family communication, helping to simplify what once felt overwhelming. Mark and Elaine feel confident knowing that their wealth will be used intentionally for their family, their community, and the causes that matter most to them.
Are You Confident Your Wealth Will Be Used the Way You Intend?
If you’re not entirely sure, you’re not alone. As the steward of significant family wealth, you deserve a confidential partner who can simplify complexity, coordinate with your other professionals, and help you protect and transfer your wealth with purpose.