Photo of Eric R. Ebbert, CFP®, MBA, CEO Eric R. Ebbert, CFP®, MBA, CEO Feb 09, 2022

Everyone’s financial planning needs are different. Financial planning is a journey, and a financial strategy that suits someone at the beginning of their career won’t be effective for someone already thinking about retirement. 

If you are approaching retirement, you may worry about whether your financial goals will be met. Comfortable retirement, estate planning, insurance and investments are likely already on your mind. That’s why it’s important to consult with a CERTIFIED FINANCIAL PLANNER™ professional about an approach to financial planning that is customized to your needs.

What do those at the tip of the financial planning pyramid need to consider?

  • Retirement — It’s important to be sure that you are ready to retire. You have likely been depending on your income for a long time, so you need to make sure all your expenses will be covered once you quit working for good. Between your savings and your upcoming benefits, your financial planner can make sure you are fully covered.
  • Estate planning — It’s important to have an airtight estate plan in place so you can protect your loved ones. Your financial advisor will help you develop a plan so you can save on estate taxes, maximize financial security for your family, avoid probate and designate someone to make decisions for you if you become incapacitated.
  • An up-to-date will — A will is a crucial part of financial planning for those at the tip of the financial planning pyramid. However, studies show that only 50% of Americans over the age of 65 have written a will and kept it up to date. Your financial planner can walk you through creating your will and keeping it up to date as your financial situation changes.
  • Tax strategies — Depending on your income level, there are certain tax strategies you may need to minimize how much of your income goes toward tax payments. Those at the tip of the financial planning pyramid can benefit from optimizing a tax strategy to benefit your investment and retirement goals.

Can ProVise Management Group help me with my financial planning goals?

The answer is yes! Our CERTIFIED FINANCIAL PLANNER™ professionals are here to guide you on your way to your financial planning goals. Those at the tip of the financial planning pyramid have a unique set of challenges when planning for the future, and we are ready and willing to help you face them.

Talk to a ProVise CFP® professional about your financial planning goals

At ProVise Management Group, our CERTIFIED FINANCIAL PLANNER™ professionals can get to know you and your current financial circumstances, goals, risk tolerance and personal values to help you develop a plan that works for you. We can also create a written plan for you at a fiduciary standard of care. All our written plans come with an unconditional money-back guarantee. If you are unhappy with your written plan, you can return it to us, and we will refund 100% of the fee paid.

Are you ready to talk to a professional about preparing for retirement? Contact ProVise today to schedule a complimentary consultation.