The ProVise Planning Experience
Financial planning is not one big thing, it is hundreds of little things.™
A financial plan is the roadmap to your financial success. ProVise CERTIFIED FINANCIAL PLANNER™ professionals create a customized strategy specific to your current financial situation, lifestyle and future goals.
We do our financial planning with a ProVise guarantee – if for any reason you do not believe the financial plan was worth the money you paid for it, simply return the plan to us and we will refund 100% of your money. You have nothing to lose and everything to gain.
We follow the seven-step financial planning process as outlined in the CFP Board of Practice Standards.
1. Understanding Your Personal and Financial Circumstances
Before we can help you reach your goals, we need to understand where you are. We perform a thorough analysis of your current financial situation and upcoming risks before creating a financial plan designed for your increased future success.
2. Identifying and Selecting your goals
Your future financial goals will dictate your current financial choices. We need to understand your goals and then help you prioritize those goals, so we can align your financial strategy with the lifestyle for which you are aiming. We help you balance your goals in a way that is designed to benefit your current lifestyle without neglecting your future financial goals
3. Analyzing Your Current Course of Action and Potential Alternative Courses of Action
It is important for us to first determine what you are currently doing and why. What is your approach to your finances and investments? There is no reason to seek alternatives if what you are doing is working. However, we can only do this in the context of looking at alternatives that may either fine tune what you are doing, or perhaps offer an alternative approach.
4. Developing the Financial Planning Recommendation(s)
Unlike others who just want to sell you something that may not be in your best interest, we do not consider recommendations until we have taken the first three steps of the financial planning process. You do not want a physician to create a treatment plan without a thorough analysis of your current condition and consideration of alternatives. The same is true with your financial health.
5. Presenting the Financial Planning Recommendation(s)
We will provide you with a set of written recommendations sharing our best ideas and thoughts regarding your personal financial situation. For those with a relatively uncomplicated financial life it might be done in a bullet point format, while for others it could be a much longer document. It might even be done with a modular plan focusing on the one aspect that is most concerning to you.
6. Implementing the Financial Planning Recommendation(s)
We help you put the financial planning strategy to work by putting together a checklist of action items for you and us that helps ensure that the plan is implemented in a timely fashion. There is nothing worse than knowing what needs to be done and then not doing it.
7. Monitoring the Progress and Update
Financial planning is not an event that happens one time. It is a continuous process. Life happens and things change. You will not go it alone. We will walk with you through every financial decision, roadblock, obstacle and opportunity to make sure you are staying on track toward your financial goals.
In addition to the above, we help you attain holistic financial health by working with your other financial professionals like your CPA, attorney, property and casualty, and life insurance agent.
With more than three decades of experience, our team at ProVise is committed to your financial health. Contact us today to schedule a complimentary consultation with one of our CERTIFIED FINANCIAL PLANNER™ professionals.
MEET YOUR PROVISE TEAM
Eric Ebbert, CFP®, MBA
Susan Washburn, CFP®
Shane O’Hara, CFP®
Senior Financial Planner
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